Privacy Policy.
Effective date: [CONFIRM: launch date]. This policy explains what we collect on rclending.co, how we use it, and the choices you have.
Who we are
RC Lending Advisors is a team of Cornerstone First Mortgage, LLC (NMLS #173855). Ricardo Carrillo, NMLS #1820777. This website is an informational and marketing site; loan applications are processed through Cornerstone First Mortgage's secure loan origination systems, which are governed by Cornerstone's own privacy notices.
What we collect
When you submit a form on this site, we collect the information you provide: your name, phone number, email address, and details about your loan goals (for example, whether you are looking to buy, refinance, or finance an investment property). We do not ask for, and you should not submit, Social Security numbers, account numbers, or other sensitive financial information through this website. Like most websites, we may also collect basic technical information such as browser type and pages visited.
How we use it
We use the information you submit to respond to your inquiry: to call or text you back, answer your questions, see whether we can help, and schedule you with a Loan Officer. By submitting a form on this site, you consent to being contacted by RC Lending Advisors at the phone number and email you provided, including by call or text message. Message and data rates may apply. Consent is not a condition of purchase, and you can opt out at any time by replying STOP to a text or telling us on a call.
Who we share it with
Your information is shared with Cornerstone First Mortgage, LLC as our lender, and with the service providers we use to operate our business, such as our customer relationship management platform. We do not sell your personal information, and we do not share it with unrelated third parties for their own marketing.
How long we keep it
We keep inquiry information for as long as needed to serve you and as required by the record-keeping rules that apply to mortgage businesses. [CONFIRM: retention period per Cornerstone policy]
Your choices
You can ask us what information we have about you, ask us to correct it, or ask us to delete it, subject to legal record-keeping requirements. California residents may have additional rights under the CCPA. [CONFIRM: CCPA applicability with Cornerstone compliance] To make any request, email teamrc@rclending.co.
Security
We take reasonable measures to protect the information you submit. No website can guarantee perfect security, which is one reason we never ask for sensitive financial details through this site.
Children
This site is not directed to children under 13, and we do not knowingly collect their information.
Changes
If we update this policy, we will post the new version here with a new effective date.
Contact
Questions about this policy: teamrc@rclending.co.