All 50 states + Puerto Rico

Loan Programs

Eleven ways to finance a home, and one conversation to find yours. Every program below is available nationwide through Cornerstone First Mortgage.

One locked rate, one predictable payment, for the life of the loan. The workhorse of homeownership: 15, 20, and 30 year terms.

First-time buyers

Lower down payments and flexible credit qualifying, built to get first-time buyers through the door.

Veterans

No down payment, no PMI, and exclusive benefits for those who served. It's the least we can do.

Self-employed

Bank statement and alt-doc loans for business owners, freelancers, and anyone whose income doesn't fit a W-2.

Investors

From your first rental to a growing portfolio, including DSCR loans that qualify on the property's income, not yours.

High value

Competitive financing above conforming loan limits for high-value properties.

Tap equity

Turn the equity you've built into cash for improvements, consolidation, or your next investment.

Save monthly

Lower your rate or restructure your term to fit your life today.

Low down payment

Programs that help cover your down payment, so you can buy sooner than you think.

Rural

Zero-down financing for eligible rural and suburban areas.

Fixer-upper

Purchase price and renovation costs rolled into one loan, so the diamond in the rough pencils out.

Fill out the quick form and a member of our team will call you in 5-10 minutes during business hours.